Though I have never really seen or heard a ghost consciously, I think I might have had some ghostly experiences. Every once in a while I happen to dream strangely realistic, which you would probably consider to be quite normal. The strange part is that those dreams came true a number of times, but then in a different context.
The first time it happened I was about 7 or 8 years old. At the time I would go iceskating every Saturday and along with other neighbourhood children we would be picked up by a bus. I once had a dream, which was not frightening at all, about missing the bus. A few weeks later I indeed missed the bus. This could be seen as coincidence, but it happened more than just once.
When I was about 8 or 9 years old, my mom got a new boyfriend and we were going to move into his place. He had a 4 year old daughter, who is now my stepsister. Though I had never met her before I dreamt about a blond-haired little girl with some kind of eczema. A couple of years went by and I had almost forgotten about the dream, when my stepsister developed a kind of eczema.
A couple of years later when I was about 12 years old I dreamt about arriving at school too late. The teacher whose class I missed was my geography teacher. Some time later, when my geography teacher had become my mentor, I really ended up being late, for his class. I had been ill for a period of three days and in that time my schedule had changed. Usually school would start at 9.30 on Monday morning, but the new schedule started an hour earlier.
About a year later I had a dream of which I can only remember one sentence. It was 'This is Romy, Tiger's replacement.' Tiger was the cat we currently had and I had a sports coach named Romy. At the time this sentence didn't make sense at all, until Tiger passed away a year later and we bought a new cat. We did not name her ourselves, the animal shelter where we got her had already given her a name. Her name was Romy.
The descriptions of dreams listed above are all of the most clear examples of my predictive dreams. I do not know what caused me to have these dreams, though I have considered the option that a spiritual being might have influenced my dreams.
I would like some comments that could explain why I am having these predictive dreams, because it scares me sometimes, when I have a realistic nightmare, because then I think it might come true.