When I was 4, my family moved from the city to a quiet country home in Fayetteville, NY. My 7 year old sister would complain every night that she couldn't sleep because she heard "noises" like chairs moving on the wooden floor downstairs... One night she ran into my parents' bed room and told them "There is a man downstairs, I heard him walking around!" My father came down the stairs with a loaded shotgun to find an empty house. My parents ignored my sister's "stories" as an active imagination.
One night (5 years old) I woke up in the middle of the night for no good reason, at the end of my bed there was the figure of a man, whited out, in my head he told me "Don't be scared", I screamed anyway and ran into my parent's bedroom and told them I saw a ghost. I don't know if they believed me or not.
The next week my sister slept in my room and we both saw the ghost in the middle of the night... For the next few YEARS I slept with the covers pulled up over my head... I started wetting my bed because I was too afraid to get up and go to the bathroom in the middle of the night.
The ghost still lives in the house 20 years later... My boyfriend saw the ghost and my sister's boyfriend doesn't like to sleep At the house because he feels "Like something isn't right"