Death Omen Or Something Else?

This is my first time posting a story so please forgive me if my writing skills are lacking. I've had a few experiences with what I believe is the paranormal. I'll just post about one.

Firstly, I have been told by my mom that when I was a baby and we were living in a rail house (my dad worked for the railway and thus we stayed in the housing they provided for their employees) that the room my older sister and I stayed in had set fire prior to our moving there. She said that there was a little boy who had been playing with matches over his baby sibling's crib and had accidentally set the room alight. Neither child survived. Now when we were staying there apparently there would sometimes be a smell of smoke and a baby's cries in the bedroom. Now of course I don't remember that as I was only a toddler at the time. This was told to me around 5 years ago. Really freaks me out.

The first experience that I can actually remember took place in 2002 when I was thirteen years old. We had moved to a new house when I was 2 or so. I loved the house. It is part of a very old suburb in Kempton Park (East Rand-Johannesburg) so I'm not too sure what the history of the house is.

Let me explain the layout of the house. When you walk in you immediately walk into the lounge. Turn left, walk about 10 paces and you have two options: carry on straight to the kitchen or turn left into the passage leading to the bedrooms. Now if you turn left into the passage and carry on walking you'll reach the bathroom on your right and my parents' room on your left. Carry on a bit further and you'll reach the loo on your right and my sister's bedroom on your left. My bedroom was right at the end of the passage and with the positioning of my bed I could see straight down the passage through to the lounge.

So, it was winter and I had fallen asleep on top of my covers. At around 1:00 or so (not sure of the exact time) I had woken up freezing cold and turned around to get under my covers. As I did this I looked into the passage and saw this figure standing there right by the bathroom. This is going to sound cliché but it was wearing white from top to toe. It looked almost like a bride, and had a floor length lacy veil. Now I love the paranormal, but this freaked me out! I quickly turned around to hide my face in my pillow and started crying. I remember saying the Lord's prayer but it didn't work. I could still feel its presence there. I got even more freaked out when it started saying my name very softly. I can't remember how many times it said it, but I remember it was a woman's voice. I know for a fact that it wasn't the rest of my family, as they wouldn't call me from their bedrooms at that time of night.

I was trying to pluck up the courage to run for my sister's room. It took about twenty tries (first a countdown, then me chickening out) to finally get it right. I remember I kept my head down because I didn't want a close up of this thing. I ran into my sister's room, shut the door and dove for her bed.

The next morning when I told my family what happened. No one believed me. I know for a fact that I was not asleep!

About a month later my dad was murdered. I'm not sure if this figure was a death omen or whatever. People have told me that it was probably my guardian angel, coming to warn me, but I don't think so. It has been a long time since that encounter and I haven't seen this figure again, for which I'm glad.