This happened when I was twelve but I felt compelled to share this. There was this urban legend on a university where I took my bachelor's art degree of Home Economics. There are countless of entities active in Central Luzon State University one is this Black Lady. I will share first my friend's experience who is gifted as this entity seem to reside on their house near a plantation when she was around six or seven years old.
One late evening when Em, my friend, and her sister were sleeping in their room, Em suddenly sat up and grabbed painfully on her sister's forearm. They were sleeping inside a mosquito net and Em pointed at one edge of the mosquito net near the window.
"There's a ghost!" Em claimed again and again to her sister but, of course, her sister can't see it. Em described the ghost as wearing a veil with a very angry expression. It was like a witch and also it was wearing a black dress. It lingered for seconds then disappeared.
Some students who pass by their house at night claim that they see a black woman in front of their terrace. Em and her sister told me they found bottled fetuses in their backyard. I am not sure if this is one reason why the house is haunted. There is also an unseen bell ringer on another room of the house and strangely there is also a white lady that is once seen on their living room. So, not as to cause confusion, I will not tell about this story.
This Black Lady is blamed for yearly deaths in this University. It was either a resident of 'CLSU' or a student. An old woman's accident on the highway is one, some witnesses said that they saw a black lady before the old woman met her fate.
Now for my experience. We attended a picnic when we are still residing in the university back in the 90s. The place was called Nature Park where employers and employees of the university live. It was rich in fishponds and trees. I got bored, I guess, I got no one to talk to and I decided to take a walk passing by a fishpond. Ahead of me are group of trees. I have to admit it was a little far but nothing is blocking my sight on these trees. They are about fifteen feet away from me when suddenly I saw this floating tall and thin black figure which appeared behind a tree then vanished when it reached another tree.
Being a curious twelve year old, I was tempted to investigate for you see I was doubtful if it was a ghost but the way it moved was very strange. One more thing, it was just late in the afternoon I believe ghosts only appear at night. I pondered awhile to go to the trees or return back to my family and decided on the latter.
Today, this Black Lady might still be around wandering and haunting people around the university. There might be new stories told about this urban legend. Whether it will be proved that she causes deaths, no one will ever know.