This happened 20 years ago. It took me 10 years to tell someone, and even now, I am very careful about who I tell it to. I woke up at about 5:30 a.m. (no, I was NOT dreaming) and when I saw the time, was getting ready to go back to sleep. Instead, there in front of me, were three figures; an adult female, an adult male, and a male child.
They were in repose, the woman closest to me. It was weird, because it was as if I was slightly above them. There was a bright light behind them, and they all appeared in a kind of holographic way; 3D, in other words. I was so shocked and scared I could hardly breathe, but I managed to ask "Who are you?" The woman turned her head and looked at me, then turned her head back (they were all looking up) and the 'vision' dropped like an elevator out of sight and the room went black.
Naturally, I was scared to death. I told no one. Then, three weeks later, while I was at my brother's house (yes, I was elsewhere this time) the vision appeared again, and again, early in the morning. This time, however, it was just the woman and she was holding a telephone receiver and appeared very stressed, very upset, and crying. I again asked who she was, and again, she looked at me and then the vision dropped out of sight. This time, I was more curious than scared.
I left the next morning to visit family in Minnesota (this happened in Washington state) and I went, of all places, to a psychic fair. I sought out someone who was doing Tarot readings and had a reading. Then, I told her what happened and said I was worried that I had attracted something evil or bad. She took a deep breath, went into a 'trance' (who knows) and told me that no, this person was caught in the astral plane and if I ever saw her again, I should send her to the light I was seeing behind her.
Another three weeks went by (why this was in three week increments I don't know) and I saw her again. This time, she looked very scared, very defeated. She was still holding the phone, and I asked her to look at me. She did. Right at me. I told her to turn and go into the light behind her because that's where her husband and son were. I don't know why I said that, I have no idea who those other people were the first time I saw them, but it just spilled out. She looked at me one last time, turned, walked into the light and the picture dropped again. I never saw them again.
But, afterward, for many years (and it still happens) I will see disembodied faces floating by, or sometimes, whole street scenes (which could be remote viewing, who knows). I am always awake when this happens, and very occasionally, it happens during the day.
I have no idea what the experience was... I have been trying to find out, but the only answer I ever get is that I helped someone cross over. So is this a ghost story? I don't think so, but didn't know where else to put it.