It was 1991 and my father was killed in a car accident just 6 months after my sister was also killed in a car accident (My first story was published on that recently). This time of my life understandably was much like being surrounded in a persistent fog. I was staying with my mom at the time and we were actively looking for a life insurance policy from my father. They had been divorced for many years and my dad lived alone and let's just say he wasn't the most organized man on the planet.
My mom swore she recalled a phone conversation once telling her that he had taken out a life insurance policy for the kids (my sister and I). This was years ago, like early 1980's. We both pondered, what on earth would be the chances that he would have kept up that policy for all of those years? Still, we kept looking, almost to just distract us more than anything from the numbing pain of sudden loss at that time in our lives. One day, my mom found a piece of paper that showed a policy but it was dated like 1982 or something like that. I said maybe that's it? But we both thought, again, the chances that would still be an active policy was severely unlikely. We both pretty much put it out of our minds and went on with our lives the best we could.
Then one morning while I was sleeping, I had a lucid dream. I "awoke" (still dreaming) and there was my dad. Standing next to my bed looking very, very much alive and at peace. He smiled and motioned me to follow him downstairs which I did. He proceeded to walk over to my mom's purse, picked it up, put his hand inside and brought out a piece of paper. It was that very policy! He looked at me with a big smile and that is when I woke up.
Knowing a contact dream when it happens, I bounced out of bed, ran downstairs where my mom was in the kitchen making breakfast and I excitedly told her dad just visited me and showed me that policy in her purse was in fact the policy we had been looking for! My mom, probably at the time assuming I was just having a dream, nothing more, nothing less, shrugged her shoulders and only after much prodding finally agreed to make some calls on Monday (this happened over a weekend).
I KNEW it was going to be a valid policy. That was NOT just a dream. Every detail in the dream was so incredibly vivid, unlike most dreams that tend to be quite fluid and blurry around the edges. My father had come to me to lend a hand, and that he did.
When my mom finally made the phone call it was in fact confirmed.
The policy was active. Inexplicably still valid after all of those years.